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Retirement income calculator

Enter your savings, expected return, and how many years it must last to see the level monthly income it can support.

Monthly income
$3,786
$45,437Per year
$1,363,109Total over term

Educational estimate — not individualized financial advice. Assumes steady rates; excludes taxes and fees unless stated.

How it works

This draws the savings down to zero over the term while the remaining balance keeps earning — like an annuity. Real plans layer in CPP/OAS and leave a buffer; excludes tax and inflation.