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FHSA growth calculator
The FHSA (new in 2023) is the best of both worlds for first-home buyers: contributions are tax-deductible like an RRSP, and qualifying withdrawals are tax-free like a TFSA.
Après 5 ans
$46,537
$40,020Vous avez versé
$6,517Croissance
16.3%Gain total
Estimation éducative — pas un conseil financier personnalisé. Suppose des taux constants; exclut les impôts et les frais sauf indication contraire.
Comment ça fonctionne
The FHSA allows $8,000/year up to a $40,000 lifetime limit, and it's both deductible and tax-free for a qualifying first-home purchase. Because it's new, few competitors have solid FHSA tools — this fills that gap. Confirm eligibility with the CRA.