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Debt payoff calculator

Enter a balance, its interest rate, and what you can pay each month to see your payoff time and total interest.

Temps de remboursement
42 mois (3.5 ans)
$4,800Intérêts totaux
$16,800Total payé

Estimation éducative — pas un conseil financier personnalisé. Suppose des taux constants; exclut les impôts et les frais sauf indication contraire.

Comment ça fonctionne

Credit-card rates near 20% make the minimum payment brutal — a small increase in the monthly payment can cut years and thousands in interest. If the payment barely covers interest, the balance never falls.